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Hamssa LLCSenior Living Placement

Guide · Moving in

Moving From a Skilled Nursing Facility to Assisted Living in California

A move from a skilled nursing or rehab facility to assisted living works when your parent no longer needs daily skilled nursing or therapy but still needs help with everyday life. Medicare's skilled nursing coverage is short-term and capped at 100 days in a benefit period, so the planning usually starts while therapy is still under way.

Key points

  • Assisted living and board and care homes are non-medical. A person who needs 24-hour nursing care may not live in one.
  • In 2026, Medicare charges $0 a day for days 1 to 20 of a covered skilled nursing stay and $217 a day for days 21 to 100.
  • Coverage can end well before day 100 if daily skilled care is no longer needed.
  • A written Notice of Medicare Non-Coverage should arrive at least 2 days before covered services end, with appeal instructions.
  • The care home needs its own medical assessment and appraisal. The nursing facility's chart does not replace them.

When does a move from skilled nursing to assisted living work?

The two places do different jobs. A skilled nursing facility is a health care facility that provides nursing and therapy. An assisted living community or board and care home is licensed by the Department of Social Services as a residential care facility for the elderly (RCFE). It provides care and supervision, not medical treatment.

California Advocates for Nursing Home Reform (CANHR) puts the limit plainly: because an RCFE is not licensed as a medical facility, people who need 24-hour nursing care are not permitted to live in one. So the move tends to work when therapy has done what it can, the medical picture is steady, and what remains is help with bathing, dressing, meals, medications and supervision.

It tends not to work, or not yet, when your parent still needs a nurse every day. The doctor and the facility's team are the ones to say which side of the line your parent is on. Our comparison of assisted living and nursing homes goes deeper into the difference.

How do Medicare's skilled nursing day counts work?

Families often hear "Medicare gives you 100 days" and plan around it. That is the ceiling, not a promise. Medicare Part A covers skilled nursing facility care on a short-term basis and only while its conditions are met, including a need for daily skilled care. These are the 2026 figures for Original Medicare, from Medicare's own coverage page.

Days in a benefit periodWhat you pay in 2026
Days 1 to 20$0 a day, after the $1,736 Part A deductible. You do not pay it again if you already paid it for the hospital stay in the same benefit period.
Days 21 to 100$217 a day
Day 101 and afterAll costs

What else should you know about the Medicare rules?

Before covered services end, the facility should give your parent a Notice of Medicare Non-Coverage at least 2 days ahead. If you think care is ending too soon, Medicare says a fast appeal must be requested no later than noon the day before the end date on the notice. If the reviewer decides services should end, Medicare says your parent is not responsible for services provided before that end date, but may have to pay for services after it.

  • Coverage needs a qualifying inpatient hospital stay of at least 3 days in a row first. Time under observation or in the emergency room before admission does not count.
  • Medicare Advantage plans may charge copayments in the first 20 days and may waive the 3-day rule. Ask the plan.
  • A benefit period ends when a person has had no inpatient hospital care or skilled care in a facility for 60 days in a row.
  • After leaving, a person who goes back into the same or another skilled nursing facility within 30 days does not need a new 3-day hospital stay.
  • Refusing daily skilled care or therapy can cost a person their coverage.
  • Medicare does not pay for long-term care, which is the kind of help assisted living provides.

Who is involved in the move?

  • The facility's social worker or discharge planner, who coordinates the discharge and is your main contact.
  • The therapists and nurses, who can tell you what help your parent needs with each daily task today.
  • A physician, physician assistant or nurse practitioner, who signs the medical assessment the care home must have.
  • The care home's administrator or admissions staff, who do the home's own pre-admission appraisal and decide whether to accept.
  • You and your parent. Medicare's discharge checklist calls the patient and caregiver important members of the planning team.
  • The Long-Term Care Ombudsman, if there is a dispute. California's Department of Aging says ombudsman representatives help residents with problems that include improper transfer or discharge, at no cost. The statewide line is 1-800-231-4024.

What are the steps from a nursing facility to a care home?

  1. 1

    Ask for the expected discharge date and the reason

    Ask the social worker what the team expects and whether the limit is progress in therapy, Medicare coverage or both.

  2. 2

    Get a clear picture of daily needs

    Ask therapy and nursing staff what your parent can do alone and what needs one person's help or two. A care home will ask the same questions.

  3. 3

    Work out the monthly budget

    CANHR notes that most people pay privately for assisted living. Our guide on how to pay for assisted living lists the options.

  4. 4

    Start the medical assessment

    California requires a medical assessment made within the last year and signed by a licensed medical professional before a home accepts a resident. Ask who at the facility can complete the form the home uses.

  5. 5

    Tour homes and let one assess your parent

    The home does its own appraisal. Ask whether its staff will visit your parent at the facility.

  6. 6

    Plan the handover

    Ask for written discharge instructions, a summary of current health and an updated drug list, as Medicare's checklist advises, and confirm who orders equipment.

What if money is the obstacle to leaving the nursing facility?

Some people stay in a nursing facility because Medi-Cal pays for it there and they cannot afford a care home. California's Assisted Living Waiver is aimed at that situation. According to CANHR's 2026 summary, it operates in 15 counties, including Los Angeles, requires full-scope Medi-Cal with no share of cost and a nursing facility level of care, and includes care coordination to help participants move from a nursing home to the community.

CANHR also reports that the program has had a waitlist since 2017 and that the list of participating homes changes from month to month, so treat it as something to ask about early. Our guides to the Assisted Living Waiver and to CalAIM and assisted living transitions explain who to contact. The county and the facility's social worker can tell you what applies to your parent.

How Hamssa can help with a move out of rehab

Hamssa Benrekia is a senior living placement specialist in Torrance who serves the South Bay and Harbor area of Los Angeles County. She helps families find licensed assisted living, board and care and memory care homes. She does not place people in skilled nursing facilities and does not enroll anyone in Medi-Cal programs, though she can share information about them.

She has worked with families whose relative was in a skilled nursing facility at the time, alongside the facility's social workers: see hospital discharge placement. Contact Hamssa when a discharge date is first mentioned. The full California Assisted Living Placement Guide covers the stages before and after this one.

Common questions

Does Medicare pay for assisted living after rehab ends?

No. Medicare says it does not pay for long-term care, which includes non-medical help with daily activities in an assisted living facility. Medicare Part A's skilled nursing benefit is separate, short-term, and limited to 100 days in a benefit period for people who meet its conditions.

How much does Medicare charge for skilled nursing days 21 to 100 in 2026?

For Original Medicare in 2026, the coinsurance is $217 a day for days 21 through 100 of a covered skilled nursing facility stay in a benefit period. Days 1 to 20 cost $0 a day after the Part A deductible of $1,736, and from day 101 the person pays all costs. Medicare Advantage plans set their own cost sharing.

Can the nursing facility stop Medicare coverage before day 100?

Coverage depends on needing daily skilled care, so it can end earlier. Medicare says the person should receive a Notice of Medicare Non-Coverage at least 2 days before covered services end. A fast appeal to an independent reviewer must be requested no later than noon the day before the end date on that notice.

Can my mother go back to skilled nursing if assisted living does not work out?

Medicare says a person who re-enters the same or another skilled nursing facility within 30 days of leaving does not need a new 3-day hospital stay, provided the other conditions are met and days remain in the benefit period. A bed at the same facility is not assured, so ask before she leaves.

Is a board and care home an option after a nursing facility stay?

Often, yes. A board and care home holds the same RCFE license as a large assisted living community and follows the same limits on who it may accept. Some families prefer a small home after rehab because there are few residents. Read about board and care placement to see how that search works.

Sources

Official pages this page relies on. Rules and programs change, so check the source for the current version.

This guide is general information, not medical, legal or financial advice. Program rules and costs change; confirm details with the agency named in the sources.

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