This may be your situation
- Mom is still in her own house, but meals, pills and showers are getting missed.
- Dad's caregiver hours keep growing and the family is covering the nights.
- You live out of state and cannot tour ten places on one weekend visit.
- Your parents want to stay together, but one needs far more help than the other.
- You have looked online and cannot tell which homes are real options for your budget.
What a placement specialist does, and what she does not
Hamssa LLC is a senior living placement agency, also called a referral agency, based in Torrance. It does not own or operate any care home, and nobody lives with us. The work is matching: Hamssa listens, narrows the field and stays beside you while you choose.
Hamssa holds an RCFE Administrator Certificate and has a background in palliative care, hospice care and home health. She has worked in senior care for more than a decade, and she knows many local homes and their owners. She refers families only to homes licensed by the State of California that she has toured herself, after checking each one’s licensing record for citations and complaints.
The decision stays with you and your parent. Hamssa does not give medical, legal or benefits advice. Skilled nursing facilities are a different kind of facility with a medical focus and their own rules, and they are not what this service covers.
The two kinds of licensed homes you will see in the South Bay
In California, what families call assisted living and what they call board and care are the same license. The California Department of Social Services describes it as housing for people 60 and over with 24-hour non-medical care and supervision. The state's short name is RCFE, its license category for residential care homes serving older adults.
Every RCFE must provide the same basic services: care and supervision, three meals a day plus snacks, help with dressing, bathing and taking prescribed medications, regular observation of a resident's condition, and a planned activities program. What differs is the size and the feel. The state's consumer guide notes that some licensees care for six residents or fewer and others for more than a hundred.
| Large assisted living community | Board and care home | |
|---|---|---|
| Setting | An apartment-style building with shared dining and common rooms | A house on a residential street |
| Living space | Usually your own apartment or room | A private or shared bedroom |
| Day to day | A calendar of group activities and more neighbors | A small household with the same few faces |
| Often suits | Someone social who needs light to moderate help | Someone who needs closer, hands-on help or finds crowds tiring |
“She walked alongside us, offering invaluable guidance and support every step of the way. Ultimately, her recommendation led us to a place where our beloved elder receives exceptional care and companionship.”
How the process works with Hamssa
The order below is the same for every family. How long each step takes depends on your parent's health, your schedule and which homes have an opening. A fuller walk-through is on the how it works page.
- 1
A conversation
Hamssa asks about your parent's care needs, health conditions, preferences, lifestyle and monthly budget. Have the medication list and the name of the doctor handy if you can.
- 2
A short list
She comes back with a small number of licensed homes that fit, and explains why each one is on the list. If a small home looks like the better match, she will say so. See board and care placement.
- 3
Tours together
She schedules the tours and goes with you, so you have someone who knows what to ask about staffing, medications and the admission agreement.
- 4
Talking terms
She helps you talk terms with the home you prefer, including what the monthly rate covers and what costs extra.
- 5
A check-in after the move
Once your parent has moved, Hamssa checks in to hear how the first weeks are going.
How families usually pay for assisted living in California
Most people pay for assisted living themselves, according to the National Institute on Aging: savings, a pension or retirement fund, investment income, or money from selling a home. Medicare does not pay for assisted living or other long-term custodial care. Costs vary by home, room type and level of care, which is why Hamssa asks about a monthly budget in the first conversation. Our board and care cost guide explains what drives the price.
- Long-term care insurance: some policies cover part of the cost of an assisted living facility. Coverage depends on the policy, so call the insurer and ask what it pays, for how long, and what paperwork it needs.
- VA Aid and Attendance: a monthly payment added to a VA pension for people who receive that pension and qualify, for example because they need another person's help with bathing, feeding or dressing. The VA decides who qualifies.
- Medi-Cal Assisted Living Waiver: as of 2026 the waiver operates in 15 counties, including Los Angeles County. It is for people with full-scope Medi-Cal and no share of cost who need a nursing facility level of care. Participants pay room and board and Medi-Cal pays for care, only certain homes take part, and there is a waitlist with long waits. Read the Assisted Living Waiver guide.
Getting started
You do not need a diagnosis, a move date or a firm budget to call. A first conversation is often enough to learn which kind of home makes sense and what to gather next. If memory loss is part of the picture, tell Hamssa at the start, because it changes which homes belong on the list. See memory care placement.
Call, text or WhatsApp 310-594-0694, email hamssallc@gmail.com, or use the contact page.
What it costs you
Hamssa’s placement help is free for families.
Hamssa is paid a referral fee by the care home your parent moves into, never by the family. The amount differs from home to home. If the home that best fits your parent pays her nothing, she still recommends it. Ask her about it on the first call: you are entitled to know how any placement agency is paid. How placement agencies are paid
Common questions
What does assisted living placement cost our family?
Hamssa's placement help is free for families. The page on whether senior placement is free explains how that works. What you will pay is the home itself: a monthly rate that depends on the home, the room and the level of care. Ask every home for its admission agreement so you can see the rate and any extra charges in writing.
How long does it take to find an assisted living home?
It depends on things nobody controls from the outside: how soon you can tour, whether the homes that fit have an opening, and how quickly the medical paperwork the home asks for comes back from your parent's doctor. Some families decide after two or three tours. Others take longer because a parent is not ready. Tell Hamssa your timing and she will plan around it.
Is assisted living the same as a nursing home?
No. In California, assisted living communities and board and care homes are licensed by the Department of Social Services to give non-medical care and supervision. Nursing homes, also called skilled nursing facilities, are medical facilities that offer nursing care and rehabilitation. Our guide to RCFEs and assisted living explains the terms.
Does Medicare or Medi-Cal pay for assisted living?
Medicare does not pay for assisted living. Medi-Cal's Assisted Living Waiver can pay for care, not room and board, for people who meet its rules, and as of 2026 it operates in Los Angeles County with a waitlist. Only participating homes accept it. A Care Coordination Agency handles enrollment. Hamssa cannot arrange the waiver for you.
Can you help if we are not sure Mom needs assisted living yet?
Yes. Many first calls are from families who are unsure. Hamssa will ask what a normal day looks like, what is getting harder and what your mother wants. Sometimes the answer is to look now and move later. She helps families find independent living as well, so the conversation is not limited to one kind of home.
Which cities do you cover?
Hamssa works with families in Torrance, Redondo Beach, Rancho Palos Verdes, Rolling Hills Estates, San Pedro, Harbor City, Carson, Gardena and Long Beach. If your parent lives in one city and you live in another, say so. Being close to the relative who visits most is often what matters when choosing among homes.
Sources
Official pages this page relies on. Rules and programs change, so check the source for the current version.
- California Department of Social Services: Resources for Residents and Families (Senior Care Licensing)
- California Department of Social Services: Resource Guide for Choosing a Residential Care Facility for Seniors in California
- National Institute on Aging: Long-Term Care Facilities: Assisted Living, Nursing Homes, and Other Residential Care
- National Institute on Aging: Paying for Long-Term Care
- Medicare.gov: Long-term care coverage
- U.S. Department of Veterans Affairs: VA Aid and Attendance benefits and Housebound allowance
- California Advocates for Nursing Home Reform: Assisted Living Waiver (ALW) fact sheet