Key points
- A licensed home health agency may provide incidental medical services to a care home resident under a written agreement.
- The visiting professional does the skilled task; the home keeps providing daily care and supervision.
- Using home health does not expand what the care home itself is licensed to do.
- As of 2026, Medicare covers home health for people who are homebound and need part-time or intermittent skilled care.
- Medicare's manual treats an assisted living facility as a residence where covered home health may be given.
Which outside health services can come into a California care home?
Assisted living communities and board and care homes, licensed in California as residential care facilities for the elderly (RCFEs), are non-medical. Their staff help with daily living and with taking medications. Skilled care comes from outside. Title 22, section 87455, says a home may accept people who receive needed medical care from a visiting nurse, and section 87609 says incidental medical care may be provided to residents through a licensed home health agency.
In practice that means nurses and physical, occupational and speech therapists. Hospice is a separate arrangement with its own rules and its own waiver. Other licensed practitioners may see residents in the home as well: section 87605 requires a home that permits health care practitioners to provide care to residents to post a notice that practitioners must show their name and license status on a name tag.
What do California's rules require when home health visits a care home?
Health and Safety Code section 1569.725 and Title 22, section 87609, set the terms. The home must be able to provide the supporting care and supervision the resident needs while receiving home health care. It must tell the agency which duties the regulations bar its own staff from performing. And the home and the agency must agree in writing on who is responsible for what.
That written agreement has to state the services, how often and for how long, and include day and evening contact information for the agency and the way the two will communicate. Both sign it, and it goes in the resident's file.
Two more rules protect the resident. Before or within two weeks of admission, the home must arrange a meeting to write down the care the resident will receive, and Title 22 names a representative of the resident's home health agency among the people to include. And section 87609 says that using a home health agency does not expand the scope of care the home itself must provide.
What can a visiting nurse or therapist do that care home staff cannot?
Health and Safety Code section 1569.39 says a home that accepts residents with restricted health conditions must see that they receive the care their physician prescribes from appropriately skilled professionals acting within their scope of practice. It defines that as a person trained and licensed to perform the procedure, such as a nurse or a physical, occupational or respiratory therapist, who may work for a home health agency, the resident or the home. Under Title 22, tasks that belong to such a professional when the resident cannot do them alone include:
- Giving injections (section 87629).
- Caring for a healing wound or a stage 1 or 2 pressure injury, or supervising that care (section 87631).
- Inserting, removing and irrigating an indwelling urinary catheter (section 87623).
- Giving intermittent oxygen to a resident who cannot manage the equipment (section 87618).
- Helping with ostomy care, and teaching staff to change the bag (section 87621).
- Doing prescribed range of motion exercises for contractures, or instructing staff in writing to do them (section 87626).
Our guide to health conditions assisted living can accept lists every restricted and prohibited condition. For wounds in particular, see wound care in assisted living.
Does Medicare cover home health for someone living in assisted living?
It can. As of 2026, Medicare says it covers home health services for a person who needs part-time or intermittent skilled services and is homebound. Homebound means both that leaving home is not recommended or takes help, such as a walker, a wheelchair, special transportation or another person, and that the person is normally unable to leave home and leaving takes a lot of effort. A doctor or other provider must see the person, confirm the need and order the care, and a Medicare-certified home health agency must provide it.
Medicare's own coverage page speaks of care in your home without defining home. The definition is in the Medicare Benefit Policy Manual, chapter 7, section 30.1.2, published by the Centers for Medicare and Medicaid Services. It says a patient's residence is wherever he or she makes a home, and that Medicare will cover reasonable and necessary home health care for people in an assisted living facility that is not primarily engaged in providing skilled or rehabilitation services. A hospital or skilled nursing facility does not count as a residence.
The same section adds a limit. Claims are to be denied for home health services that duplicate services the assisted living facility is required to provide under state licensing rules. Medicare lists help with bathing as a home health aide service, and help with bathing is also a basic service of a California care home, so ask the agency what Medicare will and will not cover for your parent.
Who pays for therapy and nursing visits in assisted living?
The care home's monthly rate is separate from all of this: see does Medicare pay for assisted living. For the visits themselves, as of 2026 Medicare describes its coverage this way:
| Service | What Medicare says, as of 2026 |
|---|---|
| Home health nursing and therapy visits | You pay nothing for covered home health services. |
| How much home health | In most cases, skilled nursing and home health aide services combined up to 8 hours a day, for a maximum of 28 hours a week. |
| Home health aide | Covered only if you are also getting skilled nursing or therapy at the same time. |
| Medical equipment through home health | After the Part B deductible, you pay 20% of the Medicare-approved amount. |
| Outpatient physical therapy (not home health) | After the Part B deductible, you pay 20% of the Medicare-approved amount. A doctor or other provider must certify the need. |
Medicare also says it does not pay for 24-hour care at home, or for custodial or personal care when that is the only care a person needs. If your parent has a Medicare Advantage plan, Medicare says to check with the plan about home health benefits.
How does home health get started in a care home?
The order comes from the doctor, not from the care home. Therapy often follows a hospital stay, as described in assisted living after a stroke, or supports a long-term condition such as Parkinson's disease. The steps:
- 1
The doctor orders it
Medicare requires a doctor or other provider, such as a nurse practitioner, to see the person in person, confirm the need for home health care and order it.
- 2
An agency is chosen
Medicare says the provider should give you a list of agencies that serve your area and must tell you if their organization has a financial interest in any of them. Ask the care home which agencies already visit its residents.
- 3
The agency and the home sign an agreement
Title 22 requires a written agreement on services, frequency, duration and contact details, signed by both and kept in the resident's file. You can ask to see it.
- 4
Staff are trained where needed
For a restricted health condition, staff who will help with the resident's care must first complete hands-on training from a licensed professional (section 87613).
How Hamssa can help
Hamssa Benrekia worked in home health, hospice and palliative care before she started her placement agency in Torrance. She does not arrange home health or enroll anyone in a program, but she can tell you which licensed homes in the South Bay and Harbor area say they work with visiting nurses and therapists, and what to ask them: see assisted living placement. To talk it through, contact Hamssa, or start with the California Assisted Living Placement Guide.
Common questions
Can a home health nurse visit a board and care home in California?
Yes. Health and Safety Code section 1569.725 allows a residential care facility for the elderly to permit incidental medical services through a licensed home health agency. Title 22, section 87609, requires a written agreement between the home and the agency that states the services, frequency and duration of care, with contact information, signed by both and kept in the resident's file.
Does Medicare pay for physical therapy in assisted living?
It can, as of 2026. Medicare's home health benefit includes physical therapy for a person who is homebound, needs part-time or intermittent skilled services, and has an order from a doctor or other provider, with care from a Medicare-certified agency. Medicare's policy manual counts an assisted living facility as a residence for this purpose. For outpatient therapy, Medicare says you pay 20% of the approved amount after the Part B deductible.
Does home health mean the care home can keep a resident with any condition?
No. Title 22, section 87609, says the use of a home health agency does not expand the scope of care and supervision the home is required to provide. Prohibited health conditions stay prohibited unless the state grants an exception or a hospice care plan applies, and no home may keep a person who requires 24-hour skilled nursing care.
Will Medicare home health pay for someone to help with bathing in assisted living?
Only in limited cases. As of 2026, Medicare says home health aide care is covered only if the person is also getting skilled nursing or therapy at the same time, and it does not pay for personal care when that is the only care needed. Medicare's policy manual also says claims should be denied for services that duplicate what an assisted living facility must provide under state licensing rules.
Sources
Official pages this page relies on. Rules and programs change, so check the source for the current version.
- Medicare.gov: Home health services coverage
- Medicare.gov: Physical therapy services coverage
- Centers for Medicare and Medicaid Services: Medicare Benefit Policy Manual, Chapter 7, Home Health Services (PDF; patient's place of residence is section 30.1.2)
- California Legislative Information: Health and Safety Code section 1569.725 (home health agencies in residential care facilities for the elderly)
- California Legislative Information: Health and Safety Code section 1569.39 (restricted and prohibited health conditions, appropriately skilled professional)
- California Department of Social Services: Title 22, Division 6, Chapter 8, Residential Care Facilities for the Elderly regulations, sections 87555 to 87795 (Word document; health conditions and home health agencies are sections 87605 to 87639)
- California Department of Social Services: Title 22, Division 6, Chapter 8, Residential Care Facilities for the Elderly regulations, sections 87405 to 87508 (Word document; sections 87455, 87463, 87464 and 87467)
This guide is general information, not medical, legal or financial advice. Program rules and costs change; confirm details with the agency named in the sources.